Archive 2025-2026

Online Enrollment Periods

Fall Early Arrival (coverage beginning 08/01/2025) - 06/23/2025 - 08/26/2025

Fall (coverage beginning 09/01/2025) - 06/23/2025 - 09/30/2025

(Fall Installment Option ends 09/30/2025)

Spring/Summer (coverage beginning 01/01/2026) - 11/17/2025 - 02/14/2026

(Spring/Summer Installment Option ends 01/31/2026)

Summer (coverage beginning 05/17/2026) - 04/01/2026 - 06/03/2026

Summer II (coverage beginning 07/01/2026) - 06/04/2026 - 07/15/2026

Online Enrollment

2025/2026 enrollment information will be available on 06/23/2025.

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Early Fall Arrival (new International Students) - 07/28/2025 - 08/22/2025

Fall - 08/04/2025 - 09/07/2025

Spring/Summer - 12/08/2025 - 02/01/2026

Summer (New Students Only) - 04/20/2026 - 06/05/2026

Summer II (New Students Only) - 06/04/2026 - 07/12/2026

The Texas A&M University System

Student Health Insurance Plan Waiver Criteria

The Texas A&M University System has established five circumstances in which an international student can request a waiver to the student health insurance plan by providing alternative health insurance coverage. In order to be approved for a waiver, your alternate health coverage must meet the requirements as set in the System Regulation and be submitted with proof documentation prior to the deadline. Click here for further information on the Texas A&M University J1 Insurance Requirements.

Medical Repatriation and Evacuation Amounts:

1. Medical benefits of at least $100,000 per accident or illness.
2. Repatriation of remains in the amount of $25,000.
3. Expenses associated with the medical evacuation of exchange visitors to his or her home country in the amount of $50,000; and
4. Deductibles not to exceed $500 per accident or illness.

Please review these prior to submitting your waiver request.

1. Student is sponsored by the United States government; or
2. Student is sponsored by a foreign government recognized by the United States or certain international, government-sponsored, or non-governmental organizations, and covered under a health plan that is compliant with the Affordable Care Act (ACA). If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SHIP; or
3. Student is enrolled in an employer-provided group health plan that is compliant with the ACA. If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SHIP; or
4. Student is enrolled in only distance learning programs; or
5. Student is involved in intercollegiate athletics and coverage for all medical insurance is provided through a policy as part of the current sports accident medical policy approved by System Risk Management.
6. Alternative coverage for the Summer semester must be effective 5/17/26 – 08/31/26.
7. Travel Plans are not acceptable plans to waive the insurance coverage unless sponsored by US Employer or Foreign Government.

Requirements:

1. Policy provides the Essential Minimum Benefits required by the PPACA with no annual limits.
2. Policies annual Deductible of no more than U.S. $500 (except for employer plans.)
3. Policy contains no exclusions for pre-existing conditions.
4. Proof of Repatriation expenses in the amount of no less than $25,000.
5. Proof of expenses associated with the medical evacuation of the insured to the insured’s home country of no less than $50,000.
6. The plan must be Affordable Care Act (ACA) compliant.

Acquire the following scanned documents before clicking below to submit your waiver information:

1. A scanned copy of the front and back of your health insurance ID card indicating you are a covered member.
2. A scanned copy of your complete policy, including exclusions & limitations and dependent coverage.

Students that wish to waive for the Summer semester:

CLICK HERE TO SUBMIT YOUR WAIVER REQUEST ONLY IF YOU MEET ONE OF THE ABOVE CRITERIA & HAVE YOUR SCANNED DOCUMENTS READY

Please contact Academic HealthPlans at help.ahpcare.com if you have questions.

Graduate Student Employees

Graduate Student Employees who meet the requirements are automatically waived.

Beginning in mid-August, the office at each campus that handles health insurance enrollment for the International Students, will receive a list of GSE’s that can be waived from the SHIP fee for the current semester. This report is provided by System Benefits Administration and is based on several factors. 

The GSE Waiver Report is run weekly from mid- August to early October.  If you do not meet the requirements for a waiver of SHIP, and you have overlapping International and GSE coverage during the semester you will be refunded accordingly for the overlapping months of coverage. AHP will automatically refund this premium to you, once the semester is over and students accounts have been reconciled.

Covered Spouses

 If you are covered on your spouse’s GSE plan, and you meet the following requirements:

1. Coverage must begin on, or before September 1 (for fall), or January 31 (for spring), and,
2. Your spouse meets the requirements as stated in the section above, and appears on the GSE Waiver report.

Click here to submit your request for a waiver.  If we are able to verify that the requirements are met, your waiver will be “APPROVED” and we will notify your school to remove the SHIP fee from your student account. 

If we are not immediately able to approve your request your waiver will be pended until we are able to confirm that your spouse, the member, is listed on the report.

If you do not appear on the report on, you will not be waived from the SHIP fee. However, once the semester is over and student accounts have been reconciled, AHP will review your waiver information, and you will be refunded premium for the months you were covered as a dependent on your spouse’s plan and as an International Student.

*International Claim Form is used to submit claims for benefits for covered services received outside the United States