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Benefits

AcademicBlue℠ Benefit Information

Academic Blue℠ Advantages of Membership

Health Insurance Plan Information

Eligibility

Voluntary Students

Undergraduate students must be enrolled in at least nine (9) credit hours of classes each fall and spring semester, and be in a degree-seeking program.

Graduate Students (non employed) must be enrolled in at least five (5) credit hours of classes each fall and spring semester.

Students who are enrolled in less than the required hours as outlined above may be determined to be eligible for this Student Health Insurance Plan if the student meets one of the approved exceptions as defined by The Texas A&M University System Benefits Administration office. 

Exceptions to requirements noted above:

  • Undeclared undergraduate students classified as freshman or sophomore enrolled in at least nine (9) credit hours of classes
  • Reduced hours due to final semester of degree program/graduating
  • Student is participating in an internship/residency as part of degree program
  • Individual is a Ph.D. student and in the dissertation phase (ABD) of degree program as verified by your college
  • Classes for degree plan are not available in current semester
  • A Leave of Absence for a single semester approved by your school (not medically related)
  • A Leave of Absence approved by your school, due to medical reasons, not to exceed one year
  • Students enrolled in a stand-alone graduate certificate program that is approved to receive financial aid (semester credit hour enrollment requirement still applies)

The System office will verify your student status each fall and spring semester, to ensure you meet the eligibility requirements.  If it is determined that eligibility requirements have not been met, your coverage will be retroactively voided to the beginning of the coverage period and AHP will refund you the premium paid.

International students

Students on an F1 or J1 visa are required to maintain approved health insurance coverage continuously while enrolled and attending a Texas A&M University System institution. F1 and J1 students will be bursar billed and automatically enrolled in the Student Health Insurance Plan.

Dependents

Dependent coverage is available. Dependent is defined as:

  • an Insured’s lawful spouse; or
  • an Insured’s child(ren), including natural child(ren), a stepchild(ren), foster child(ren), and/or adopted child(ren) under 26 years of age.

Enrollment

We're becoming more environmentally friendly by going paperless this year! All enrollment will now be online, allowing you to enroll with more convenience and ease.

Online Enrollment

Continuation Insurance

International and Domestic Students (no longer eligible as a student)

Click the button below to Purchase Continuation Coverage if you are no longer eligible to enroll as a student.

Click Here to Enroll

Graduate Student Employees

If your coverage terminates 08/31/2020 or later and you are no longer eligible to enroll as a student:

Click Here to Purchase Continuation Coverage

Students With a Qualifying Life Event

Click the button below to Enroll in 2020-2021 Medical Insurance if you meet the requirements of a Qualifying Event after 08/15/2020

Click Here to Enroll

Additional Resources

Continuation Insurance

If you were previously enrolled as a student and are no longer eligible for the student health plan, you must complete within 30 days of the termination of the coverage and must have been previously covered for a minimum of three months.

Waiver

2020-2021 Waiver Information

The Texas A&M University System has established five (5) circumstances in which International Students can request a waiver to the student health insurance plan by providing proof of alternate health coverage.  In order to be approved for a waiver, your alternate health coverage must meet the requirements as set in the System regulation and be submitted with proof documentation prior to the deadline.

Approved waivers are valid for one semester. A waiver is required for each semester you are enrolled for classes (fall, spring/summer).

  1. Student is sponsored by the United States government, or
  2. Student is sponsored by a foreign government recognized by the United States or certain international, government-sponsored or non-governmental organizations, and covered under a health plan that is compliant with the Affordable Care Act (ACA). If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SHIP; or
  3. Student is enrolled in an employer-provided group health plan (excluding a TAMUS employer provided group plan, A&M Care plan or GSE plan) that is compliant with the ACA. If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SHIP; or
  4. Student is enrolled in only distance learning programs; or
  5. Student is involved in intercollegiate athletics and coverage for all medical insurance is provided through a policy as part of the current sports accident medical policy approved by System Risk Management.

Health Insurance Requirements:

  1. Policy provides the Essential Minimum Benefits required by the PPACA with no annual limits. (Listed below)
  2. Policy annual deductible of no more than U.S. $500 (except for employer plans).
  3. Repatriation expenses in the amount of no less than $25,000.
  4. Expenses associated with the medical evacuation of the insured to the insured’s home country of no less than $50,000.
  5. Policy contains no exclusions for pre-existing conditions. Policy covers 100% of Preventive Care as defined by the PPACA, and
  6. The Student’s alternate insurance plan must cover the coverage period.

PPACA Minimum Essential Health Benefits

  1. Ambulatory patient services
  2. Emergency services
  3. Hospitalization (such as surgery)
  4. Pregnancy, maternity, and newborn care (care for a mother and baby before and after the baby is born)
  5. Mental health and substance use disorder services, including behavioral health treatment, counseling and psychotherapy
  6. Prescription drugs
  7. Rehabilitative and habilitative services and devices
  8. Laboratory services
  9. Preventive and wellness services and chronic disease management

COVID-19 Resources

Graduate Student Employees

Graduate Student Employees

Graduate Student Employees who meet the requirements are automatically waived.

Beginning in mid-August, the office at each campus that handles health insurance enrollment for the International Students, will receive a list of GSE’s that can be waived from the SHIP fee for the current semester. This report is provided by System Benefits Administration and is based on several factors. 

The GSE Waiver Report is run weekly from mid- August to early October.  If you do not meet the requirements for a waiver of SHIP, and you have overlapping International and GSE coverage during the semester you will be refunded accordingly for the overlapping months of coverage. AHP will automatically refund this premium to you, once the semester is over and students accounts have been reconciled.

Covered Spouses

 If you are covered on your spouse’s GSE plan, and you meet the following requirements:

  1. Coverage must begin on, or before September 1 (for fall), or January 31 (for spring), and,
  2. Your spouse meets the requirements as stated in the section above, and appears on the GSE Waiver report.

If we are able to verify that the requirements are met, your waiver will be “APPROVED” and we will notify your school to remove the SHIP fee from your student account. 

If we are not immediately able to approve your request your waiver will be pended until we are able to confirm that your spouse, the member, is listed on the report.

If you do not appear on the report, you will not be waived from the SHIP fee. However, once the semester is over and student accounts have been reconciled, AHP will review your waiver information, and you will be refunded premium for the months you were covered as a dependent on your spouse’s plan and as an International Student.